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How Do Medicare And Tricare For Life Operate Together For You?

In the Q&A below, learn how Tricare For Life (TFL) and Medicare interact to provide you with the best coverage possible. Most people are eligible for Medicare at 65, but some disability might render you suitable earlier.

tricare newsroom ~ "TFL coverage is automatic if you have Medicare Part A and Part B. But what do these terms mean? And how does TFL work with about Medicare Part C and Part D? Read on to learn more.

 Q: Who is eligible for Medicare and TFL?

A: Most people become eligible for Medicare the month they turn age 65, as described in the TRICARE and Medicare Turning Age 65 Brochure. You may be eligible earlier if you receive Social Security disability benefits or have certain other health conditions. To learn more about the impact of Medicare eligibility before age 65 on TRICARE eligibility, see the TRICARE and Medicare Under Age 65 Brochure.

TFL is available to military retirees and their eligible dependents who are eligible for TRICARE and have Medicare Part A and Part B. This is regardless of your age or where you live. TFL is an individual entitlement. This means family members who aren’t eligible for Medicare stay eligible for TRICARE Prime or TRICARE Select.

 Q: How do I get TFL coverage?

A: Your TFL coverage automatically begins the first day that you have both Medicare Parts A and B. There are no TFL enrollment forms or enrollment fees.

To avoid a gap in your TRICARE coverage, make sure you’re enrolled Medicare Part A and Medicare Part B at least two months before you turn age 65. You can sign up for Medicare on the Social Security website or by contacting the Social Security Administration to set up an appointment.

Check out the TRICARE For Life Handbook to learn more about signing up for Medicare." ~ tricare newsroom

For the full Q&A, please click the link below.

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